Securities in your Invest account are managed by the Germany based Trading 212 EU GmbH. Trading 212 holds your securities with reputable partners:

• Interactive Brokers, one of the world's largest brokers
• Bank of New York Mellon, the world's largest custodian for securities

Trading 212 continuously monitors the custodians and ensures that your investments are held separately from its own securities.

This ensures that your securities are protected and accessible to you, even in the unlikely event of the insolvency of Trading 212 or our partners. Your investments belong exclusively to you, with no access permitted to us or our partners.

Since your investments are held by Trading 212 EU GmbH, they benefit from protection under the Bafin regulatory framework, and 90% of these investments are also protected by the Compensatory Fund of Securities Trading Companies (Entschädigungseinrichtung der Wertpapierhandelsunternehmen - EdW) up to €20,000 per person. It does not protect the value of your investment against price fluctuations due to market movements, but it protects you in case Trading 212 can no longer meet its obligations, e.g., due to insolvency, where you have no access to your assets.

Learn more about how the EdW works here.